tag:blogger.com,1999:blog-62972461744684161312024-03-13T20:05:34.197-07:00homomultidisciplinar.blogspot.comMy Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.comBlogger27125tag:blogger.com,1999:blog-6297246174468416131.post-29817250558471601202018-12-21T07:33:00.000-08:002018-12-21T07:33:18.816-08:00What to Know About Child Insurance?Life insurance plans are designed to make life easy for their beneficiaries. The life insurers study the problems that a person can face and device financial solutions to ease them. One of the big problems many people struggle with is to provide a sound future to their kids. Cost of higher education is really back breaking and is one of the biggest stress causing factors among parents. To ease this problem to a good extent life insurance companies have come up with a specialized plan called child insurance.<br />
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Child insurance plans carry dual benefit for the child. First, they help generate a good corpus by investing the premiums in a fund that can either be endowment based or ULIP based. Second, they provide a life cover to the investing parent of which the child is the beneficiary. In case of the death of the policyholder, the insurance company waives off the future premiums and continues to invest in that fund on the policyholder's behalf. Moreover, it pays a lump sum or period amount for the maintenance of the child. Thus, these plans protect the interest of the child even when you are not with him/her.<br />
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Saving money on our own can be difficult as we cannot be that much disciplined unless we enter into a plan which necessitates us to deposit a particular amount or else it would lapse. Such routine is mandatory for systematic saving and investment. The returns from other funds or investments can get spent on other things. That is why it would be better if you have a dedicated child plan in your investment portfolio of which only your child would be the beneficiary.<br />
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As per financial experts, investing in such a plan should be started as early as possible to have more time for your money to grow. Ideally you should start comparing child insurance plans of various companies as soon as you know about the pregnancy. There are over a score of companies selling such plans and offer differentiated plans to stay competitive. Effective plan comparison and market research shall ascend you towards the most suitable plan from a reputed company.<br />
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For effective comparison you may try services of an insurance web aggregator. On a web aggregator website you can compare plans of scores of companies at a single web location and that too free of cost. Such effective comparison brings more confidence in your purchase and helps you take educated steps in selecting your plan type. Based on such comparison and analysis you can decide whether to go for an Endowment based child plan or a ULIP based child plan. Comparing premiums with your budget you can decide how much cover to go for.<br />
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If you are a parent then initiate the process now without wasting further time. Your smart actions now would earn you enormous gratitude from your kid in the future. Don't miss the opportunity to have that puffed up chest when your kid makes a lucrative career for himself. His hard work won't do that alone. He needs your financial support to climb that ladder.<br />
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There are many comparison websites today which gives good and relevant information on various insurance plans from different companies. One of them is https://www.easypolicy.com. You can get live quotations on child insurance plans with telephonic assistance from their team.<br />
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Article Source: http://EzineArticles.com/9492836My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-64935028458000720472018-12-21T07:27:00.001-08:002018-12-21T07:27:19.070-08:00The Benefits of Insurance to Individuals and OrganisationsInsurance is actually an arrangement which a company or a state undertakes to provide the guarantee of a specific amount of compensation to the person or entity for a specified loss, damage, illness or death in return for a specific amount of premium that is paid by the person monthly.<br />
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There are mainly four types of insurance policies:<br />
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• Life Insurance: it is a type of insurance that is done to provide financial security for the entire family in the event of the policy holder's death.<br />
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• Health Insurance: it is basically a type of insurance where monetary support is provided for any serious health related issues to the policy holder or his family.<br />
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• Property insurance: this type of insurance covers the policyholder in the event of damage to his property by fire or any other means.<br />
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• Auto Insurance: your car is too precious to you, so if it is stolen or damaged you will need a huge amount of money. This auto insurance will pay the policy holder's repairing costs.<br />
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But before you buy any insurance you must know all the benefits of that insurance. Insurance benefits the individual or any organization in many ways.<br />
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Some of them have been discussed below.<br />
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• The most important benefit of security is the payment of the losses that one faces. An insurance policy is a contract that is used to minimize the losses faced by the individual.<br />
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• It manages the cash flow uncertainty. Insurance provides the payment of for the covered losses. Therefore the problem for paying out of the pocket is resolved.<br />
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• Insurance complies with the legal assessments. Insurance meets the contractual requirements and also provides the legal evidence for the organization or the person to claim for the refund or losses.<br />
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• A very important benefit of the insurance policies is its measures for promoting risk control activity. Insurance provides all kinds of incentives to implement a loss control program.<br />
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• An uncommon benefit of security is the support it provides for the policy holder's credits. Insurance gives loans to individuals and organizations by guaranteeing that the lender will be paid the whole compensation if the loan amount or the property is destroyed.<br />
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• Insurance provides all kinds of the source to the investment funds. All the Insurance collect a specific premium from the policyholder and invest them in various schemes and pay the claims if they occur.<br />
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• Insurance also helps in reducing the social burden of the victims by giving them compensation.<br />
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Article Source: http://EzineArticles.com/9665193My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-73800292250635878762018-12-21T07:25:00.001-08:002018-12-21T07:25:24.253-08:00Why Real Estate Title Agents Need Errors And Omissions InsuranceIn fact, no matter if you have been in business for quite some time, or you are new to the real estate industry, the risks you face daily, from errors in closing costs and payoff amounts to failing to meet client expectations, make you a major target for lawsuits. Even if you are cleared of all claims, the fees spent on defense, the time spent away from your business, and the added stress of dealing with the situation can prove costly. Without the right coverages, real estate agents may put their professional and financial future on the line.<br />
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Also, it is the title industry's role to safeguard the client's escrow and other funds by providing a means for the secure transfer of their real estate in the industry. If an error or breach occurs during this transaction, the agent is held accountable for damages incurred resulting from the error or breach.<br />
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Title Agents Errors and Omissions Insurance protects title agencies, including the escrow agent, closing cost agent, title searcher, and more, against the impact of a lawsuit incurred as a result of title agents omissions and errors and fraudulent wire activities.<br />
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This insurance covers all costs suffered as a result of an emerging lawsuit claiming alleged errors in the title documentation process, including title searches and escrow. Under this coverage, the insured is compensated in the event of final settlement up to the policy limit, as well as compensation for defense costs.<br />
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Title Agents Errors and Omissions Insurance Under the Fidelity-Pak Program<br />
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Title Agents Errors and Omissions Insurance Coverage under the Fidelity-Pak Program provides a wide range of comprehensive errors and omission coverage for real estate title agents, including:<br />
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Claims related to defect or deficiency coverage<br />
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Sometimes the real estate process can become damaged due to a defective or unmarketable title, also known as a title defect, which means there is an omission, error, or other complication related to the ownership of the property that makes it unsuitable for sale to a valid buyer.<br />
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Typically, as part of the settlement process under a contract of title, the buyer will pay the title company or attorney to search the title to the property to ensure the seller has a valid and marketable title to transfer without title defects to protect the buyer's right to the property. However, sometimes important details related to the property are not recorded in state and county records, which prevents certain information from being known, which puts the agent at risk.<br />
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The claims related to defect or deficiency insurance covers claims related to defect or deficiency claims resulting from a deficiency or defect not recorded in public.<br />
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Consumer Financial Protection Bureau Matters (CFB) Coverage<br />
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The Consumer Financial Protection Bureau protects consumers from abrasive, unfair, or deceptive practices and takes action against businesses that break the law, such as predatory lending.<br />
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If a consumer files a complaint against your company with the CFPB, and upon investigation, the CFPB decides that your company has indeed violated federal consumer financial laws, it could result in a court proceeding.<br />
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The Consumer Financial Protection Bureau Matters Coverage assists with costs incurred as a result of Consumer Financial Protection Bureau matters. Under this coverage, Insureds receive up to $150,000 sub-limit coverage for relevant attorneys' fees, costs, and expenses, including civil investigation, hearing, subpoena, or civil action conducted or received by the CFPB.<br />
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Claims Caused by Independent Contractors<br />
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The claims caused by independent contractors insurance covers Insureds against a claim caused by independent contractors.<br />
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Occasionally, you may need to hire an independent contractor to assist you in your real estate business. During these times, it is important to verify that the contractor is covered by insurance, which will cover damages if the contractor's errors or accident causes damage.<br />
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Prior Acts Coverage<br />
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Title Agents Errors and Omissions Insurance covers prior acts coverage is a feature of liability policies that extends the coverage of insurable occurrences to dates before the purchase of the policy. In other words, it covers the time between when services are provided and when claims are filed as a result of those services. Under this coverage, all claims caused by wrongful acts following the retroactive date and before the end of the policy period are covered.<br />
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Fraudulent Email Wire Transfer Coverage (Third Party)<br />
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Under the Fraudulent Email Wire Transfer Coverage, compensation is paid on behalf of the Insured, those sums insured become legally obligated to pay up to $1 m for a covered loss as a result of an employee transferring escrow funds from an account of the Insured in dependence upon fraudulent email instructions relieved from a criminal claiming to be a lawful party to the transaction.<br />
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Article Source: http://EzineArticles.com/9671694My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-79189163179802455182018-12-21T07:20:00.001-08:002018-12-21T07:20:24.057-08:00Essential Things to Change in Insurance TrainingInsurance services use knowledge related to finance, regulations, analytics in general and everything else in specific. For example, take project insurance. The insurer needs to evaluate various risks associated with the project. He should be able to make use of project management documents to understand the measures being taken by managers to manage the risks identified by them. He should be able to assess loss in case of claim. He need to use the knowledge of project management techniques in project insurance.<br />
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Again, if it is agriculture insurance, an insurer has to get idea about the crop yield, soil quality, farming practices etc. to do a meaningful insurance. So, knowledge of agriculture science need to be applied. Since insurance extends its services to every possible activities in the world or even in space, it has the potential to use every kind of knowledge.<br />
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Knowledge gained by insurance professionals during training are to be used. They are not for answering few questions in examination and then forgetting them. There is no end of values that insurance service can add in risk management in any kind of activities. And that is through the use of knowledge related to risk management techniques and also the knowledge related to activities. It may not be expected that every insurance professional will gain knowledge of every activity. But, he will do better if he is able to identify what knowledge to be used from where. This where can be external too.<br />
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There can be such training courses that are related to existing practices. But these are at the most basic level. It makes sense if there is a need of organized training on existing practices. There are regular changes in standards, regulations etc. that may create need of organized training to make them known to insurance professionals in formal way.<br />
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However, since Insurance service by nature is futuristic, there has to be emphasis on such topics that empowers the professionals to understand the future in scientific way with greater nuance. Such training prepares insurance professionals to go much deep in their profession and make the profession richer.<br />
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So, one thing that definitely need to be in the insurance related training is something about the future, something latest, something new, something that make the participants come out from the routine thinking and dive deep into topics related to finance, regulations and analytics or related to the special area of insurance.<br />
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Article Source: http://EzineArticles.com/9478685My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-31471441480589532042018-12-21T07:14:00.000-08:002018-12-21T07:14:39.905-08:00Know the Several Types of InsuranceAll of us are well accustomed to the term "insurance". The term stands for insuring or giving cover to an individual or a group for a specific purpose. On the basis of the function, an insurance policy can be classified into several types. Let us study the types to get a detailed knowledge of the policies.<br />
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Home Insurance- our home protects us round the year, but it also needs protection against the rude side of nature. Home insurance can protect your residence from both natural disasters and man-made accidents. They offer a compensatory price for damage to property and life in the home.<br />
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Health Insurance- If you are taking a health insurance then that is going to give cover to you and your family. This can be on the basis of the type the health insurance is. This gives one the ability to fight sudden medical emergencies owing to hospital bills, medical expenses, specialist charges, etc.<br />
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Personal Accident Insurance- This kind of cover is recommended to one to cope with accidental deaths. Life insurance already covers this part. But when a person gets disabled and losses his or her earning capacity either partially or totally, then the personal accident insurance can be helpful.<br />
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Motor Insurance- This protects one against vehicle damage and third party cases of accidents. You would have a mutual contract with the insuring company that on payment of a certain amount as premium, the company will pay you a certain amount if any accidents occur. This type of insurance offers medical coverage, liability and property damages. The property damage covers the theft or damage of the car and the liability coverage maintains the legal aspects in terms of property damage and bodily injuries.<br />
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Travel Insurance- As the name suggests the policies gives cover while one is on a trip. So, when you are on the trip all your worries will be taken care of by the insurance from sudden medical expenses to loss of passport, baggage, delay of flight, etc. You can have a safe and trouble-free journey with them.<br />
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Commercial Insurance- In a company there are several needs of insurance policies. Most companies have several policies that are specifically designed to protect the assets, vehicles, machines, business, employees and other unseen losses. These policies help them to fulfill the immediate requirements.<br />
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These are some of the most common types of insurance that one can find in the market. If you are in need, choose the one that best suits your requirements.<br />
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To know more about Lorne Marr, please check our website.<br />
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Article Source: http://EzineArticles.com/9745740My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-86231124825277109382018-12-21T07:13:00.001-08:002018-12-21T07:13:04.906-08:00Quick Guide to An Insurance ClaimBefore anything else, we first have to understand what an insurance claim is. This way we can better appreciate the whole procedure and it simply becomes easy to go through because we already know what to do step by step, in relation to the whole process.<br />
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A claim is when you ask the insurance company to compensate you for damages you have sustained after a car accident, or when you ask the insurance company to represent you or intervene on your behalf when you are liable for damages.<br />
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You pay a lot of money for your car insurance, so it makes sense that if you are involved in an accident, you will want to make a claim. Depending on whether the accident is responsible, or not responsible, and the type of damage, your insurance company will be able to provide coverage based on the kind of car insurance coverage you have.<br />
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Claims can be paid from the comprehensive coverage, collision coverage, or any of the minimum car insurance requirement sections, such as liability. Claims may also be paid from multiple sections of your policy depending on the circumstances of your car crash.<br />
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If you are wondering whether your collision claims process will be more difficult to bear than the accident itself, the good news is that filing a claim is usually fairly simple. By following a systematic approach and carefully recording what has happened, you can gather all of the information you need. The following guidelines will help you ensure the process goes smoothly.<br />
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ON THE ACCIDENT SCENE<br />
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One of the best ways to speed up the entire claims process is to get off to the right start, and that begins at the accident scene itself. The more good information and evidence you can collect there, the better.<br />
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Here's what to get:<br />
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Personal Data: Try to get basic personal information from everyone at the scene. That includes all other drivers, passengers, and bystanders. Get their names, phone numbers, and home and email addresses. Anything that will make it easier to find them later. If you have time, take some notes about what each witness saw and heard. Pass all of this information along to your claims adjuster, but be sure to keep copies for yourself.<br />
Insurance Information: This is particularly important. Make sure to exchange insurance information with the drivers of all vehicles involved in the accident. It's probably going to be the first thing your adjuster asks you for.<br />
Pictures: Take a bunch of photos of the accident scene. If you can get pictures before the vehicles are moved out of the way, great, but don't create a dangerous situation just to take them. Definitely take photos of all damages to your car, every other vehicle involved, and anything else. Take a few pictures of the accident location as well. A few different angles are always helpful. Take pictures of the parties involved and all witnesses, if you can. And, finally, take photos of each party's insurance card.<br />
Law Enforcement: Always call the police after an accident. They may or may not be able to respond, but it's always worth a try. When they arrive, make sure to get the officers' names. They will gather their own information and take interviews for their report, and instruct you on how to obtain a copy the report once it is written up. Hold onto whatever paperwork they give you and pass on copies to your adjuster.<br />
Contact Your Insurer ASAP<br />
I'm sure you've heard the saying, "most crimes are solved in the first 48 hours after the incident." That's because the crime scene remains intact and the details are still fresh in the minds of the witnesses. It's kind of like that with an auto accident. We're not talking about a crime here (I hope), but the idea still works. The sooner you contact your insurer, the easier it will be for them to make the inquiries they need to get the most accurate data. It's not a bad idea to call them from the scene of the accident, if possible.<br />
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Be Cooperative and Prompt<br />
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Most small accidents are relatively simple for your adjuster to handle. He or she has done them hundreds of times over. That doesn't mean that a claim can't be held up by some missing piece of evidence or information.<br />
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If your adjuster calls you and leaves a message to call him or her back, do it as soon as you can. Good communication between insurer and claimant is vital. Plus, it's hard to complain about slow processing if you're the one holding it up.<br />
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Be Honest<br />
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This rule seems obvious, but not everyone follows it. It's human to want to avoid pain, and admitting that you are at fault for your accident can be pretty painful. But if you are at fault, don't try to get out of it by lying. First of all, insurance adjusters have a lot of experience with accidents and fibbers.<br />
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They're really good about figuring out what actually happened and that can be pretty bad for you if you are less than forthcoming with the facts. Remember "Double Indemnity"? Insurance fraud is frowned upon and could cost you a lot more money than the premium increase you'll likely get by admitting fault.<br />
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And if you're looking for a speedy conclusion to the claims process, being dishonest will surely slow it down, and sometimes bring it to a crashing halt.<br />
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Article Source: http://EzineArticles.com/9711204My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-8765072011724918682018-12-21T07:07:00.002-08:002018-12-21T07:07:23.025-08:00Fire Claims - Tips for Filing an Insurance ClaimAfter suffering a fire the homeowner will need to do file a claim for property damages so they can clean up and start to rebuild. Fires are devastating and sometimes homeowners will make a costly mistake during and after the settlement of their fire claims. Most will let a fire claim adjustor come survey their property and make the claim but there can be things that are missed during the initial claim. One thing to note is that after the insurance company sends you a check and closes the fire claims the homeowner has three years to add to the existing closed claim. This can be done if it is found that the damages were not assessed correctly. To help make sure that you get the right settlement for your fire claims, here are some tips to help you.<br />
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Document the damage to your home and other buildings<br />
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Take the time to inspect and document all of the damage yourself. If the home is not a total loss make sure that you take pictures of the damaged rooms. Try to take overviews and some close-up photos. Before you enter the room, hall, or closet take an overview. By doing this it will help you to organize your pictures and which ones belong to which room. For example, with the living room, take an overview, then go from top to bottom of the walls, ceiling, doors, and the floor.<br />
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Document damage to your contents<br />
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The next step is to go back to each room and closet to inventory your contents. For everything that is damage, including clothes, shoes, furniture, paintings, etc that have been damaged by the fire making sure to show the damage on the picture. Yes, this is going to take a lot of pictures but everything needs to be documented in order to get the right settlement. Make a list of all contents that have been damage. Once you have listed the damaged items and have the pictures take another look around the room to make sure that you have not missed anything. Make an inventory list for each room with the pictures attached.<br />
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Review your insurance policy<br />
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Yes, insurance policies are hard to understand but before filing fire claims you should take the time to review your police basics, such as how much coverage you have on your home, how much coverage is on your personal belongings, and how much will the policy pay for you to stay in a hotel.<br />
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Once you do fire claims the fire claims adjuster will cover to the site of the fire and start their own claim. Do not give them the original photos and inventory claim sheet but a copy. This will help them expedite the claim.<br />
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This article is penned by Lora Davis for Up Front Settlement who are experts in insurance policy. They use their combined knowledge to maximize your claim recovery. If you are looking for a proven and experienced insurance adjuster in Michigan or claims adjuster in Michigan then just call Up Front Settlement at 248-496-0481 now!<br />
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Article Source: http://EzineArticles.com/9811185My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-76126866151283518842018-12-21T07:03:00.001-08:002018-12-21T07:03:06.150-08:00What Makes Insurance to Be the Paradigm for a Secure Future?The whole nature cycle in the present times are going for a toss with earthquakes and floods becoming too common, the water reserves are going down and animals becoming homeless due to a steadfast population. The natures balance is getting altered due to interferences like cloud seeding etc. Life is uncertain and there is a need to get insurance to be able to recuperate from untimely deaths, loss, destruction, damages, etc. So what is insurance?<br />
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Insurance is nothing but a cover that protects one against any sorts of risks and insecurities. The chief component of it being of sharing the risk. It can be referred as a contract where a stipulated amount is paid so that the insurer can help the insured people recuperate from the loss and after effects of a damage or risk, in case of any eventuality.<br />
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The establishment that helps to get this understanding is called the insurance company. Any individual who wants to get insurance done is known as Insured/Assured. The written contract between the two parties is referred to as the Policy.<br />
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After knowing in brief about the insurance, let us have a look at the different types which exists.<br />
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Types<br />
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Life Insurance- The amount gets paid under this cover only after the death of the assured, or when the policy expires, whichever happens first. However, this is not an indemnity bond as the loss of one's life cannot be recompensed yet a particular sum of money can be paid.<br />
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Fire Insurance- This type of cover protects against all types of damages that result due to fire. It is considered as a contract of indemnity whereby the insurance companies pay off for the loss that takes place. Generally, this cover is only valid for a year's time after which it needs to be renewed. One needs to keep just two aspects in mind to claim for this and they are:<br />
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• There should be a genuine loss<br />
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• The fire should be by accident and not done intentionally.<br />
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Marine Insurance- This kind is one of the oldest and covers all loss related to the marine exploration. In this type, the insurer pays off for the partial or the full loss to the owner of a ship or cargo. This again is a contract of indemnity where the assured can recover the real amount of coverage subject to the maximum limit that one is insured for.<br />
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After studying the various types, let us see their importance which leads to a secure tomorrow.<br />
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Importance<br />
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• Due to insurance, the international trade has started touching peaks as marine insurance gives a cover against all types of risks related to the sea.<br />
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• In today's time, the life insurance policies are available in many forms and they can be used for accomplishing of one's social obligations, educational loan or marriage loan etc.<br />
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• Large funds get accumulated by the help of premium paid by the "insured" and that helps as a significant factor for the capital foundation as well as the economic development of a country.<br />
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• Insurance does not only ensures protection but also is a great way of investment as the premium gets paid from time to time and after maturity, the lump sum is given to the insured.<br />
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Thus, it is always an astute step to get one insured and spare oneself from the horror of any loss, or damage which could be emotional or financial. Let's save today for a thriving tomorrow.<br />
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Article Source: http://EzineArticles.com/9902021My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-2102856465382569962018-12-21T06:58:00.002-08:002018-12-21T06:58:54.040-08:00The Reasons Which Trigger Liability Insurance ExtensivelyThe age that we live in is becoming cognizant enough of their liabilities. Much before the results are out all acts of defence are kept ready. Doctors make it a point to pay huge amounts of money to get them insured as patients can try to make them accountable for careless or malpractice issues. This is very common in case of a liability insurance, patients are ready to file suits against anyone mistake done by them and demand a compensation. It is not only common for doctors but also for the education sector. Many schools adopt safer means to avoid any sort of litigation.<br />
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So what is Liability Insurance? The Liability insurance is vital for all the people who can be held legally accountable for the damage to others, especially the doctors and business holders. All these people procure the liability insurance for a coverage in case of a faulty product and cause damage to the buyers or any third party. This covers even if the employee gets injured while carrying out the business procedures.<br />
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Liability insurance is of various types and some of them are stated as below:<br />
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• Public Liability - It covers an individual, business unit, any incident, a worker- and even the infrastructure for overheads from legal proceedings if one is found accountable for the injury, death, damage...<br />
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• Insurance for product liability- This is specifically for businesses units that build the products for sale purpose taking place at the general market. It protects against any litigations which are the result of any sort of injuries or death which are due to the products.<br />
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• Indemnity insurance- This offers a protection for a business against any sort of carelessness of claims due to any finances which are the results of a lapse to accomplish.<br />
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• Director and officer liability coverage- This is for the business house that comprises of the board of directors to protect them in case the company gets litigated.<br />
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• An umbrella liability policy- This policy protects against any disastrous or ruinous loss.<br />
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As stated above, we have seen some forms of liability insurance, in brief, now is the time to see what makes them being used so extensively by going through their importance.<br />
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Importance<br />
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• Having a liability insurance, one gets a cover against a magnitude of litigations which could be in connection with their products and services, harm or damage done to employees, workers any sort of neglect etc. One advantage of having this is an exemption from legal fees and medical expenses as well since it is already taken care of once you buy the insurance policy.<br />
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• This kind of cover even protects the expert and skilled people during their business transactions. This policy covers professionals like lawyers, consultants and doctors. This covers also shields as against the heavy losses which are related to damage done to a property, investigation expenses, medical expenses etc.<br />
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• This policy even ensures all risks that are related to the employees during their course of employment. In case they suffer from any damages, any sickness due to work, loss of their income while serving, they get a proper disbursement and restoring them in the former state.<br />
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So we can state that Liability insurance is a segment of the general insurance related to the risk financing and bought in order to provide protection to the purchaser against any liability risks which are levied by litigations and so it is of utmost importance to be used by all business houses and professionals for a smoother work life.My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-34832681772450709352018-12-20T07:29:00.000-08:002018-12-21T07:29:44.922-08:00Insurance Facts You May Not KnowFormal insurance coverage has been arguably there for individuals and business since the late 1800's. For the layman, though, not everything in a homeowner, auto, property and commercial policy is what it may seem.<br />
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On a practical level, it's important to meet with an experienced independent agent to review your needs, explain options and plans and shop the network for tailored coverage at a competitive quote, while being there at your hour of a claim need.<br />
This article serves to present the other view on insurance - fun facts that will tickle your interest and ease the seriousness of life while perhaps offering opportunities you never thought existed.<br />
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Guess what?<br />
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• While most people realize that a good driver will have a better insurance score, leading to cheaper premium rates, certain professionals, like teachers, accountants, engineers and nurses are also placed in a 'high probability' category to drive carefully and avoid accidents.<br />
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• There is a form of insurance for (of all things) alien abduction!<br />
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• Some coffee company executives wanted to be sure that their official taster would retain his excellent sense of taste so they bought a $10 million policy to that effect!<br />
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• Presenting the bride with an expensive diamond engagement ring is a tradition that is based on protection. A form of insurance - so to speak - the costly ring would be hers to keep as compensation in the event the groom got cold feet about tying the knot!<br />
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• Golfing in Japan becomes an expensive endeavor if you happen to be the winner - obligating you to host a celebration and sponsoring pricey alcoholic beverages for your admirers. Golfing pros often opt to buy insurance in case they win to cover the 'damages'.<br />
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• If you wish, you can purchase a life insurance policy if you fall into a fit of laughter that kills you!<br />
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• A famous circus insured their performing rhino and elephant so that they could cushion the damages in the event of illness or death.<br />
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• Question: Who insures traveling international athletes? Answer: They get coverage from insurance companies in their home country as well as in their hosting country.<br />
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• When one avid sportsman chose to swim across the English Channel in a bathtub, he acquired insurance from a company that undertook the risk with one stipulation: the tub needed a stopper that would prevent water from seeping in!<br />
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• If you are in the market for a new vehicle, keep in mind that statistically, there are more collision claims associated with a 2-door car.<br />
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Prime Insurance is the leading Agency that has been appointed to do direct business with scores of the top companies. Providing all forms of nation-wide coverage, including NJ cheap auto, low quote commercial umbrella, flood, renters, homeowners, bonds, workers comp, life insurance and more,<br />
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Article Source: http://EzineArticles.com/9532807My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com1tag:blogger.com,1999:blog-6297246174468416131.post-29086651000148908042012-09-28T13:44:00.000-07:002018-12-19T07:44:10.007-08:002018 Pinarello FP-Due SRAM Rival Bike Review<div style="text-align: justify;">
Updated for 2018, the <b>2018 Pinarello FP Due SRAM</b> is developed by <a href="http://fixiegearbikecycle.blogspot.com/search/label/Pinarello%20Road%20Bikes"><span style="color: red;">Pinarello</span></a> as the latest <a href="http://fixiegearbikecycle.blogspot.com/2012/09/pinarello-fp-due-sram-rival-bike.html"><span style="color: red;">FP Due SRAM Rival</span></a> bike. While the geometry is still unchanged, the bike gets a new asymmetric design that can be seen mostly in the fork and seat stays of the bike. It's ONDA design offers superior lateral inflexibility, responsiveness, and comfort. Through it's new asymmetry, the offset power delivery of the <b>Pinarello FP Due SRAM Rival</b> is balanced as its drive train is offset to the right. </div>
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This is the perfect engine for twisty roads that require speed. For better aesthetics, the frame is color coordinated with the bar, brakes, saddle, seatpost, and stem. While it is mainly designed for climbing and sprinting, the <b>2018 rello FP Due SRAM Rival Bike</b> offers perfect balance with wheels that remain planted. Tapering from 1-1/8? to 1-1/2?, the fork�s steerer allows for a stiffer front end to ensure that the handling is precise.</div>
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My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-20435200833930210812012-09-28T13:14:00.000-07:002018-12-19T07:44:36.584-08:002018 Bianchi Centostrade Veloce Compact Road Bike Review<div class="separator" style="clear: both; text-align: center;">
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With a well thought out design, state-of-the-art components, and cool aesthetics, the <b>new Bianchi Centostrade Veloce 2018</b> from <b>Bianchi Bikes</b> is one of the top compact road bikes on the market for 2012. Its combination of a carbon monocoque frame and C2C geometry definitely makes this road bike outstanding.<br />
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One unique feature of the new <span style="color: red;"><a href="http://fixiegearbikecycle.blogspot.com/2012/09/bianchi-centostrade-veloce.html">Bianchi Centostrade Veloce�s</a></span> frame is that it comes with Kevlar inserts, and so does its 1 1/8in Bianchi FL5 K-VID carbon/aluminum fork. Other major features include its Campagnolo Veloce Black front and rear derailleurs and its Die-cast FSA Omega compact chainset.<br />
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For all sorts of road cycling, the <b>2018 Bianchi Centostrade Veloce Compact Road Bike</b> is a highly reliable companion. A unique riding experience is offered by this road bike, as it is loaded with several unique parts, such as its Reparto Corse brake, stem, and handlebar and Selle San Marco saddle.<br />
Source article and pictures by : <span style="color: blue;">http://bikereviews.com/2012/01/2012-bianchi-centostrade-veloce-compact-road-bike/</span>My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-54566364814508268982012-09-28T12:36:00.000-07:002018-12-19T07:45:09.685-08:002018 Lapierre Froggy 218 Full Suspension Mountain Bike ReviewFor 2018, Lapierre road bike has reintroduced its full-suspension mountain bike called <b>Lapierre Froggy 218</b>. For two years, the <b>2018 Lapierre Froggy 218</b> has earned a good reputation from riders who are fond of breathtaking cycling, and now, it is back with the same quality combined with latest exciting features.<br />
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To further enhance the stiffness of the <a href="http://fixiegearbikecycle.blogspot.com/2012/09/lapierre-froggy-218.html">Lapierre Froggy 218</a>, the new model of this full-suspension mountain bike gets a 12�142 rear axle. Moreover, it features a geometry that is even more aggressive to make harder pumping even more effortless either on the DH racetrack or in the bikecycle park.<br />
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For DH riders who want to have a cool French bike, the <b>2018 Lapierre Froggy 218 Full Suspension Mountain Bike</b> is the ideal engine. Featured by its durable compact alloy frame are 180mm travel forks, a tapered headtube, a single chainring set-up, and oversized seatstays. Source article and photos by : <span style="color: blue;">http://bikereviews.com/2012/01/2012-lapierre-froggy-218-full-suspension-mountain-bike/</span>My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-57594712947832022202012-09-28T12:17:00.000-07:002018-12-19T07:45:32.332-08:002018 Lapierre Audacio 500 Compact Road Bike Review<div style="text-align: justify;">
Its latest from <a href="http://fixiegearbikecycle.blogspot.com/search/label/Lapierre%20Road%20Bike">Lapierre</a> for 2018 is a compact road bike called <a href="http://fixiegearbikecycle.blogspot.com/2012/09/lapierre-audacio-500-compact-road-bike.html">Lapierre Audacio 500</a>. Built from an alloy 7005 DB frame with a <b>Lapierre</b> carbon fork, this <a href="http://fixiegearbikecycle.blogspot.com/search/label/Lapierre%20Bicycle">road bike</a> offers an excellent combination of light weight and topnotch durability. Exceptional design, efficiency, and riding comfort are guaranteed by the <b>2012 Lapierre Audacio 500</b>, thanks to its dependable components, which includes 20 gears, Shimano 105 Black front and Shimano Ultegra rear derailleurs, Selle Italia X1 saddle, and Ritchey Comp 2B 31.6 seatpost.</div>
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For size 55, the <b>2018 Lapierre Audacio 500 Compact Road Bike</b> only weighs in at 8.3kg, not including the pedals. With the <a href="http://fixiegearbikecycle.blogspot.com/search/label/Lapierre%20Mountain%20Bikes">Lapierre Audacio 500</a>, riding becomes more enjoyable as it becomes more challenging and epic. Also featured by the road bike is Mavic hubs and tires. Source article and photos by : <span style="color: blue;">http://bikereviews.com/2011/12/2012-lapierre-audacio-500-compact-road-bike/</span></div>
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My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-45549944499867662002012-09-22T08:19:00.000-07:002018-12-19T07:45:54.694-08:002018 Haro 500.1 Bike Review<div style="text-align: justify;">
Strongly reccomend this <b>2018 Haro 500.1 Bike</b> its a <a href="http://fixiegearbikecycle.blogspot.com/2012/09/haro-bike-review.html"><span style="color: red;">top quality bikecycle</span></a> and i got it for just under �320 it was well worth it everywhere else it was �500, got it on ebay NEW and it rides great the wheels spin brilliantly and it makes the best sound don't let the name put you off this is a great bikecycle and everyone that has gone on it loves it ,all this <b>2018 Haro 500.1 Bike</b> is shit is bullshit highly recommend brilliant in every way. Source by : <span style="color: blue;">http://www.vitalbmx.com/product/guide/Bikes,6/Haro/500-1,2276</span></div>
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<span style="color: blue;"></span><span style="font-size: large;"><b>2018 Haro 500.1 Bike Specifications</b></span></div>
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Model Year : 2012<br />
Frame : Full crmo frame w/removable brake mounts - 20.5 or 21" TT<br />
Fork : 1 1/8" Full Crmo- Threadless w/tapered legs<br />
Handlebar : Full Crmo - 8" rise w/20.5" frame, 8.25" rise w/21" frame<br />
Stem : CNC Alloy front load stem<br />
Grips : Counterfeit Grips<br />
Bar Ends : Plastic<br />
Headset : Internal<br />
Cranks : 3 pc. tubular Crmo 175mm<br />
Sprocket : 25t<br />
Bottom Bracket : Sealed MID BB<br />
Pedals : Haro "Recycled" plastic pedal<br />
Chain : Black KMC Half Link<br />
Driver/Freewheel : 9T<br />
Front Rim : Alienation 36H PBR Frt<br />
Rear Rim : Alienation 36H Black Sheep DW Rear<br />
Front Hub : 36H Alloy shell sealed bearing. 3/8"Frt<br />
Rear Hub : 36H Alloy shell sealed bearing. 14mm Rr axle Cassette<br />
Front Tire : Oydssey Aitken 20x2.125 F<br />
Rear Tire : Oydssey Aitken 20x1.95 R<br />
Spokes : 14g Stainless<br />
Seat : Haro Slim padded Pivotal seat<br />
Seatpost : Haro Pivotal post<br />
Seatpost Clamp : Built in<br />
Brakes : Tektro<br />
Brake Levers : Tektro<br />
Detangler : N/A<br />
Cable : Straight Cable<br />
Pegs : N/A<br />
Colors : Gloss Beyond Yellow, Matte Black<br />
Weight : N/A<br />
Price : $635.00</div>
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My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-64865634252666983322012-09-22T07:37:00.000-07:002018-10-15T01:57:35.725-07:00Giordana Pinarello Trade White Jersey <div class="separator" style="clear: both; text-align: center;"></div><b>Giordana Trade</b> garments feature original kit designs that celebrate <b>Giordana</b> and our partner brands. We continually work with cyclists at all levels, including many professional athletes, to create, modify and perfect our line. Prototypes are put to the ultimate real-world tests, and as a result, <b>Giordana</b> collections benefit from the input of the toughest critics in the sport.<br /><br />The front, shoulders, sleeves, collars and pockets are made of ultra-light Asteria fabric. Incredibly soft, Asteria is 14 percent spandex and utilizes a honeycomb knit, allowing omnidirectional stretch for optimal fit. Asteria properties of superior wicking and elasticity are woven into the fabric and will not lesson over time.<br /><br />On the side and back panels Host Carbon� limits the vertical stretch, stabilizing the pockets to prevent sag when they�re loaded. A micromesh insert under the arms allows maximum breathability. At the cuffs, Ametista is backed with Antigua� to form the Aerofix Gripper System, which holds the jersey perfectly in place with a seamless feel. Ametista�s carbon weave controls stretch of fabric, reinforces strength and repels electronic interferences. source article and photo by : <span style="color: blue;">http://www.glorycycles.com/gipitrwhje.html</span><br /><br /><div class="separator" style="clear: both; text-align: center;"><a href="http://4.bp.blogspot.com/-3pCiCrE8gIQ/UF3HiCO8Y4I/AAAAAAAAAdk/Z__fKT1B_uA/s1600/Giordana+Pinarello+Trade+White+Jersey.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://4.bp.blogspot.com/-3pCiCrE8gIQ/UF3HiCO8Y4I/AAAAAAAAAdk/Z__fKT1B_uA/s1600/Giordana+Pinarello+Trade+White+Jersey.jpg" /></a></div><span style="color: blue;"><br /></span>My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-91724707618596610992012-09-14T17:38:00.000-07:002018-12-19T07:46:31.440-08:002018 Pinarello Graal Time Trial Race Bike Review<div style="text-align: justify;">
A latest technology masterpiece for time trials is namely 2018 Pinarello Graal has been released by <b>Pinarello Bikes</b> for 2018. With Campagnolo Super Record and Bora Ultimates, this stealth-black time trial race engine looks amazing. Its name is the Italian term for Grail.<br />
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In terms of aerodynamic test data, the sculpted down tube of the <a href="http://fixiegearbikecycle.blogspot.com/2012/09/pinarello-graal-time.html">2012 Pinarello Graal</a> frame may not add that much. However, it appears incredibly quick. <b>Pinarello</b> created the <b>2018 Pinarello Graal Time Trial Race Bike</b> using Computational Fluid Dynamics (CFD) to minimize drag by assessing its results on individual tubes and sections and on the entire bike.</div>
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The 3D reliefs on the downtube of the <b>2018 Pinarello Graal Time Trial Race Bike</b> is its most remarkable characteristic. The frame, which comes in five sizes, is constructed in a standard and Di2 specific version that has a concealed battery compartment. For more details visit : <span style="color: blue;">http://bikereviews.com/2011/12/2012-pinarello-graal-time-trial-race-bike/</span></div>
My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-66403861800867364242012-09-14T17:25:00.000-07:002018-12-19T07:47:04.346-08:002018 Pinarello FP Quattro Shimano Ultegra Review<div style="text-align: justify;">
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Designed with female roadies in mind, the <b>2018 Pinarello FP Quattro Shimano Ultegra</b> is a road bike released by <b>Pinarello</b> for 2018, which features the new Onda FPK1 fork. On the fork crown is a 1 1/8� � 1 1/2� coning, which significantly increased safety and stiffness. <a href="http://fixiegearbikecycle.blogspot.com/2012/09/pinarello-fp-quattro.html">Pinarello</a> LAB has developed an iCR internal cable routing system that features asymmetric rear stays. <br />
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The <b>2018 Pinarello FP Quattro Shimano Ultegra</b> used this new system as well as an oversized bottom bracket called Most(R) Croxover, which is tried and tested. All the qualities female roadies are looking for in a bike are offered by the <b>2018 Pinarello FP Quattro Shimano Ultegra Road Bike with Onda FPK1 Fork</b>. Thanks to its high-quality frame and fork, geometries, and asymmetric tubes. In a size 54, the frame weighs in at 1100g. For more details visit : <span style="color: blue;">http://bikereviews.com/2011/11/2012-pinarello-fp-quattro-shimano-ultegra-road-bike-with-onda-fpk1-fork/</span></div>
My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-31443210342596294172012-09-10T12:20:00.000-07:002018-10-15T01:57:35.806-07:00Pinarello Catena Messenger Bike 2012 Review<div class="separator" style="clear: both; text-align: center;"><a href="http://3.bp.blogspot.com/-Qxq4nnp6YFM/UE48YQz-xwI/AAAAAAAAAco/gnMJVKlPrTM/s1600/2012+Pinarello+Catena+Messenger+Bike.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://3.bp.blogspot.com/-Qxq4nnp6YFM/UE48YQz-xwI/AAAAAAAAAco/gnMJVKlPrTM/s1600/2012+Pinarello+Catena+Messenger+Bike.jpg" /></a></div><div style="text-align: justify;">To commemorate a small village called <b>2012 Pinarello Catena</b>, the birthplace of Giovanni Pinarello and the place where his cycling passion and business began, <b>Pinarello Bikes</b> has unveiled a new messenger bike, the Catena. Interestingly, Catena is the Italian word for chain.<br /><br />Conventional method was used during the production of the Catena, which means that the CrMo tubing was joined by brazed lugs. Aside from its classic livery and neat chromed lugs, the <a href="http://fixiegearbikecycle.blogspot.com/2012/09/pinnarello-bikes.html">Pinarello Catena</a> also features a matching finishing kit that perfectly restores all the old cycling beauty.<br /><br />With its sentimental value and classy retro design, the <b>2012 Pinarello Catena Messenger Bike</b> is a great machine for passionate and stylish cyclists. Other features of this singlespeed bike is a fixed and freewheel rear wheel, a flat bar, and drop bar variants. For more details copy and paste this url link in the new your browser : <span style="color: blue;">http://bikereviews.com/2011/12/2012-pinarello-catena-messenger-ike/</span></div>My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-43011032426325792572012-09-10T12:08:00.000-07:002018-10-15T01:57:35.830-07:00Pinarello Diesel Only the Brave Single Speed City Bike 2012 Review<div style="text-align: justify;">As a result of the collaboration of <b>Pinarello</b> and Diesel, a brand latest city bikecycle called Only the Brave has been introduced as one of the most exciting latest engines in the cycling world. This is a masterpiece produced by the technology and expertise of <a href="http://fixiegearbikecycle.blogspot.com/2012/09/road-bikes-pinarello.html">Pinarello</a> and the ingenuity and style of Diesel.</div><div class="separator" style="clear: both; text-align: center;"><a href="http://1.bp.blogspot.com/-UckRSmVQy_I/UE445j2gMhI/AAAAAAAAAcQ/MWG-PzoxGqs/s1600/2012+Pinarello+Diesel+Only+the+Brave+Single+Speed+City+Bike.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="252" src="http://1.bp.blogspot.com/-UckRSmVQy_I/UE445j2gMhI/AAAAAAAAAcQ/MWG-PzoxGqs/s400/2012+Pinarello+Diesel+Only+the+Brave+Single+Speed+City+Bike.jpg" width="400" /></a></div><div style="text-align: justify;">By using hydroformed aluminum 6061 T6 material, the frame of the Only the Brave features a unique design. On the other hand, it still maintains the two features that are vital to city street rides, which are cornering ability and handling.</div><div class="separator" style="clear: both; text-align: center;"><a href="http://4.bp.blogspot.com/-dY0JQzB_MdU/UE45AIaHgPI/AAAAAAAAAcY/FMYBBA_RAR8/s1600/2012+Pinarello+Diesel+Only+the+Brave+Single+Speed+City+Bike-2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="248" src="http://4.bp.blogspot.com/-dY0JQzB_MdU/UE45AIaHgPI/AAAAAAAAAcY/FMYBBA_RAR8/s400/2012+Pinarello+Diesel+Only+the+Brave+Single+Speed+City+Bike-2.jpg" width="400" /></a></div><div style="text-align: justify;">Versatile and lightweight, the <b>2012 Pinarello Diesel Only the Brave Single Speed City Bike</b> safely adapts to all sorts of city streets. Weighing in at 1510g, the frame of this city bike flaunts the unparalleled product of its manufacturers�, a thorough analysis of strengths and balances. For more details copy and paste this url link in your new browser : <span style="color: blue;">http://bikereviews.com/2011/12/2012-pinarello-diesel-only-the-brave-single-speed-city-bike/</span></div>My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-73435726451820363242012-08-27T13:01:00.000-07:002018-12-19T07:47:29.117-08:002018 Giant Yukon FX Bike ReviewWe were genuinely surprised by the performance of the <b>2018 Giant Yukon FX Bike</b> simple one-pivot rear suspension design and generic air-sprung rear shock. Overall control is top in most trail situations, the rear triangle is reasonably stiff, and even pedaling is very efficient, at least in the middle ring. <br />
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Despite our initial concerns, the <b>Giant Yukon FX</b> proved that even at this price point, rear suspension can be a real performance plus. Adding that hardware does come at a price though, as the <b>2018 Giant Yukon FX</b> is one of only two bikes in this test to use an 8-speed rather than 9 - or ten-speed cassette (the cluster of gear sprockets attached to the rear wheel), the suspension fork is wholly lacking in any sort of damping control, and the Giant is also the heaviest in this group. For more details copy and paste this url link in the new your browser : <span style="color: blue;">http://www.bikeradar.com/gear/category/bikes/mountain/product/review-giant-yukon-fx-11-44961</span>My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-53093563839821415832012-08-27T11:57:00.000-07:002018-12-19T07:47:58.375-08:002018 Lazer Helium HelmetThe <b>2018 Lazer Helium Helmet</b> is a lightweight yet full protection race helmet that not only looks good but fits like no other thanks to the Lazer Rollsys retention system. On top of the helmet toward the rear the <b>Helium Helmet</b> has a small roller system that is easy to reach yet always out of the way. <br />
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Fasten and losen in a quick movement and the <b>2018 Lazer Helium Helmet</b> always feels like it fits right. <b>Helium Helmet</b> comes in at 265g and the Medium at 280g To our liking it's the way this helmet felt on the head and the protection it offers than outperform the lighter helmets on the market. For more detail it's review copy and paste this url link in the new your browser : <span style="color: blue;">http://www.glorycycles.com/lahehe201.html</span><br />
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<span style="color: black;"><span style="font-size: large;"><b>2018 Lazer Helium Helmet Size</b></span><br />Size : Medium - Fits : 54-56cm (was 2011 XXS/SM)<br />Size : Large - Fits : 57-60cm (was 2011 MD/LG)<br />Size : X-Large/2X-Large - Fits : 61-65cm (stayes the same as 2011)</span><br />
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<span style="color: black;"><span style="font-size: large;"><b>2018 Lazer Helium Helmet Features</b></span><br /><br />- Dual density foam for light weight without sacrificing safety; patented Rollsys fit system<br />- Carbon reinforced with under-shell for increased durability<br />- Lazer has a simple crash replacement program contact us for more info on this should you have crashed you Lazer. <br />- 2012 Helium helmets do not have the magnetic tabs for the Magneto glasses installed. These are an optional feature provided when you purchase the glasses. <br />- Magnetic fastening system. <br />- Weight: 265 (Small) 280 (Medium) 297(XLarge)</span>My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-25866755211812958862012-08-27T11:29:00.000-07:002018-12-19T07:48:41.597-08:002018 Pinarello FP3 Shimano Ultegra Bike Review<div class="separator" style="clear: both; text-align: center;">
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<b>2018 Pinarello FP3 Shimano Ultegra</b> looks like a Prince but it is not made in Italy. The complete bike ($3300) is significant less than a Prince frame ($4500), but how much <b>Pinarello</b> blood is left in it is veins?<br />
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More than enough. The <b>Pinarello FP3</b> will not disillusion even the most hardcore Pinarello fan.<br />
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Cut to it: The <b>Pinarello FP3</b> is a subtle riding bikecycle. It has the sense of a Prince without the stud. It is not as light and doesn't have the stiffness out of the saddle, however it's a fancy bikecycle in it's own right. Comparison it to the Prince or FP7 isn't precisely equitable, but when compared to other bikes in the $3000-4000 range, it's a stand out. <b>Pinarello</b> geometry, the oversized foot bracket, and Onda fork are Pinarello trademarks that make the Pinarello FP3 one of the best in it's price range.<br />
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<b>Pinarello</b> builds race bikes, they always have always will. However, they manage to create them ride pleasantly, too. The <b>Pinarello FP3</b> is no exception. It is very well balanced out of the saddle and gives the rider confidence to commit entirely to a full-on sprint. but, it is smooth and dogged when driven hard in the saddle. For more details about <b>2018 Pinarello FP3 Shimano Ultegra Bike Review</b> copy and paste this url link in the new your browser : <span style="color: blue;">http://glorycycles.blogspot.com/2009/10/pinarello-fp3-review.html</span><br />
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<br />My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-35665706454359546522012-08-26T17:56:00.000-07:002018-12-19T07:49:10.818-08:002018 Pinarello FP2 Shimano 105 Bike Review<b>2018 New Pinarello FP2 Shimano 105 5700 Build Specifications</b><br />
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<span style="font-size: small;">- Shifters : Shimano 105 5700 Black<br />- Rear Derailleur : Shimano 105 5700 Black<br />- Front Derailleur : Shimano 105 5700 Black<br />- Brake Calipers : MOST B-Max Force<br />- Crankset : Shimano 105 5700 Black<br />- Bottom Bracket : Shimano 105 5700<br />- Chain : Shimano 105<br />- Cassette : Shimano 105 5700<br />- Wheelset : MOST Wildcat Clincher<br />- Seatpost : MOST Alloy<br />- Saddle : MOST Ocelot<br />- Handlebar : MOST Jaguar XA<br />- Stem : MOST Tiger Ultra 3K</span><br />
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<b>2018 New Pinarello FP2 Shimano 105 5700 Build Picture</b><br />
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<span style="font-size: small;">For more details about is <b>Pinarello FP2 Shimano</b> copy and paste this link url in your new browser : <span style="color: blue;">http://www.glorycycles.com/pifp220sh105.html</span></span></div>
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<br />My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0tag:blogger.com,1999:blog-6297246174468416131.post-39961333048122359272012-08-26T11:41:00.000-07:002018-12-19T07:49:37.831-08:002018 Pinarello FP2 SRAM Force Bike Review<span style="font-family: "arial" , "helvetica"; font-size: small;"><span style="font-family: "arial";">Trickle down technology was one of the </span></span><span style="font-size: small;">top</span><span style="font-family: "arial" , "helvetica"; font-size: small;"><span style="font-family: "arial";"> things about 2018's latest offerings and the <b>Pinarello FP2</b> is a </span></span><span style="font-size: small;"><span style="font-family: "arial";">primary</span></span><span style="font-family: "arial" , "helvetica"; font-size: small;"><span style="font-family: "arial";"> example of this. The Pinarello FP2's older comrade</span></span><span style="font-family: "arial" , "helvetica"; font-size: small;"><span style="font-family: "arial";"> are of the most desired on any group ride and this automatically qualifies the </span></span><span style="font-size: small;"><b><span style="font-family: "arial" , "helvetica";"><span style="font-family: "arial";">Pinarello </span></span></b></span><span style="font-family: "arial" , "helvetica"; font-size: small;"><span style="font-family: "arial";"><b>FP2</b> as one of the </span></span><span style="font-size: small;">top</span><span style="font-family: "arial" , "helvetica"; font-size: small;"><span style="font-family: "arial";"> bikes in this class. </span></span><br />
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<a href="http://3.bp.blogspot.com/-0hpaIrT7-7c/UDpspYGStcI/AAAAAAAAAZY/yr8YiuM_Ezk/s1600/2011+Pinarello+FP2+SRAM+Force+Bike.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://3.bp.blogspot.com/-0hpaIrT7-7c/UDpspYGStcI/AAAAAAAAAZY/yr8YiuM_Ezk/s1600/2011+Pinarello+FP2+SRAM+Force+Bike.jpg" /></a></div>
<span style="font-size: small;">- </span><span style="font-family: "arial"; font-size: small;">The frame is stronger, the down tube is </span><span style="font-size: small;">wholesale</span><span style="font-family: "arial"; font-size: small;"> and the bottom bracket, heart and fulcrum of the triangle, is unyielding to the power you will unleash when you stand on the pedals</span><span style="font-family: "arial"; font-size: small;"><span style="font-family: "arial" , "helvetica";">. </span></span><br />
<span style="font-family: "arial"; font-size: small;"><span style="font-family: "arial" , "helvetica";">-</span> The distinguishing features are all there: the ONDA fork and rear monostay will safely take you through the most demanding curves.</span><br />
<span style="font-family: "arial"; font-size: small;">- </span><span style="font-family: "arial"; font-size: small;">Material<span style="font-weight: bold;"> :</span></span><span style="font-family: "arial"; font-size: small;"> Carbon 24IM12K.</span><br />
<span style="font-family: "arial"; font-size: small;">- Fork<span style="font-weight: bold;"> :</span></span><span style="font-family: "arial"; font-size: small;"> Onda� FP Carbon Carbon 24IM12K 1 1/8'' 1� 1/4'' integral system.</span><br />
<span style="font-family: "arial"; font-size: small;"><span style="font-family: "arial" , "helvetica";">- </span>Rear Stay <span style="font-weight: bold;">:</span></span><span style="font-family: "arial"; font-size: small;"> Onda� FP Carbon Carbon 24IM12K.</span><br />
<span style="font-family: "arial"; font-size: small;"><span style="font-family: "arial" , "helvetica";">- </span>Bottom Bracket<span style="font-weight: bold;"> :</span></span><span style="font-family: "arial"; font-size: small;"> Most</span><span style="font-family: "arial"; font-size: small;"><span class="sup" style="vertical-align: top;">�</span></span><span style="font-family: "arial"; font-size: small;"> Crosover</span><span style="font-family: "arial" , "helvetica"; font-size: small;">.</span><br />
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<span style="font-size: small;"><b><span style="font-family: "arial" , "helvetica";">2018 Pinarello FP2 SRAM Force Bike </span><span style="font-family: "arial" , "helvetica";"><span style="font-family: "arial";">Specifications </span></span></b></span></div>
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<span style="font-family: "arial"; font-size: small;">Shifters : SRAM Force</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Rear Derailleur : SRAM Force</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Front Derailleur : SRAM Rival</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Brake Calipers : MOST B-Max Force</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Crankset : SRAM Rival Compact</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Bottom Bracket : SRAM GXP</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Chain : SRAM PC 1071</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Cassette : SRAM PC 1070</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Wheelset : Fulcrum Racing 5</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Seatpost : MOST Alloy</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Saddle : MOST Ocelot</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Handlebar : MOST Jaguar XA</span><span style="font-family: "arial"; font-size: small;"> </span><br />
<span style="font-family: "arial"; font-size: small;">Stem : MOST Tiger Ultra 3K </span><span style="font-family: "arial" , "helvetica"; font-size: x-small;"></span><br />
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For more details copy and paste this url link in your new browser : <span style="color: blue;">http://www.glorycycles.com/pifp220srfob.html</span>My Teamhttp://www.blogger.com/profile/06175643556614250194noreply@blogger.com0